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Total Twaddle  |  Idle Chat.  |  Twaddle's Soap Box  |  Topic: Crafty Banks Cost Us 0 Members and 1 Guest are viewing this topic. « previous next »
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Taf
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« on: November 25, 2007, 12:17:35 PM »
They're after our money in more ways than you know

http://www.fool.co.uk/news/your-money/2007/11/23/crafty-banks-cost-us-369-pounds-a-year.aspx?source=ioowftxt0010011

It's about time the regulator used it's teeth... Angry
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Lisa
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« Reply #1 on: November 25, 2007, 12:23:18 PM »
wait till they start charging fees to have a bank account, as in a set amount a month, and you have to have x amount in there too.

when that happens i'll keep my pennies under my bed!
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Taf
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« Reply #2 on: November 25, 2007, 12:47:34 PM »
But you'll still have to have a bank account to get paid in the first place... cash payments will soon be deemed illegal by Brown (to stop the black economy and pay under the Minimum Wage).
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« Reply #3 on: November 25, 2007, 12:57:11 PM »
brown can kiss my arse
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« Reply #4 on: November 25, 2007, 15:34:25 PM »
I'm confident you won't like that Wink
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Lisa
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« Reply #5 on: November 25, 2007, 16:52:53 PM »
i can assure you, he won't either! laugh
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« Reply #6 on: November 25, 2007, 18:33:43 PM »
 laugh
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« Reply #7 on: November 26, 2007, 09:40:54 AM »
Quote from: Lisa on November 25, 2007, 12:23:18 PM
wait till they start charging fees to have a bank account, as in a set amount a month, and you have to have x amount in there too.

when that happens i'll keep my pennies under my bed!

This already happens, most banks charge for current accounts ... but you do get a load of stuff free that you don't actually want  Roll Eyes

Saying that ... I may upgrade to Natwests Gold Account as it will give me free travel insurance for all of us + free AA cover, so they are worth it for us.  Plus I want a loan soon and I will get a better rate, so I need to weigh up the costs over what I will be getting 'free'.
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Lisa
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« Reply #8 on: November 26, 2007, 11:01:36 AM »
I hope my bank doesn't put all its accounts like that.. Lips Sealed
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« Reply #9 on: November 26, 2007, 11:19:06 AM »
mine keeps asking me to upgrade £13 or so a month.  no way
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« Reply #10 on: November 26, 2007, 11:56:49 AM »
I have the free one at the moment.

I work it as ... I pay £11 a month for AA cover, the account is £12 a month but I will get free cover, free travel insurance and better interest rates.  So for me it will be worth it ... when my AA for the year runs out Wink
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Lisa
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« Reply #11 on: November 26, 2007, 15:10:40 PM »
thats fair enough, it saves you money you'd be daft not to take it..

i think the optional "upgrade" for an account with a fee is fine. At least then there is a choice.
But I don't see how they can justify making it compulsory (i think i have heard they might), its not like they don't earn a massive profit.
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« Reply #12 on: November 27, 2007, 18:48:44 PM »
They have been trying to push the Gold Account onto me for years ... in the past I have never had a reason to go for it and always turn them down ... even now I think £12 a month is a bit steep ... hence why I haven't changed over yet, will keep my free one till I am ready.
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