Hoarding loose change. Always having to buy the cheapest groceries. Dreading the arrival of utility bills through the door.
Britain's low earners say their lives are already difficult enough.
But changes to the tax system could mean that making ends meet becomes even harder for many.
Under the new system, standard income tax has been cut from 22% to 20% and tax credits raised - but the lowest 10p band has been scrapped entirely.
The government insists many stand to benefit. But a Treasury Select Committee report has warned that households without children or anyone over the age of 65, and on incomes below £18,500 a year, would lose out by up to £232 a year.
http://news.bbc.co.uk/1/hi/uk/7334448.stmBrown has the interests of the poorer members of society ?